Why Foreclosure Defense Usually Means Foreclosure Delay

Homeowners in Florida who are behind on their mortgage payments and are facing foreclosure need to know their options. Although there have been countless news stories about banks who have engaged in “robo-signing” tactics and other dirty tricks, homeowners need to be realistic about their expectations. Most judges in Florida are wary to dismiss foreclosure lawsuits when the homeowner hasn’t paid their mortgage for months. Judges often feel that this would be inequitable no matter how egregious the tactics of the banks are. Courts are often letting banks substitute plaintiffs if the wrong party filed, or to submit assignments of notes after the case has been filed. Therefore most homeowners will never “win” a foreclosure lawsuit and can only hope to delay the proceedings for as long as possible.

A good foreclosure defense attorney in Florida can often delay a pending foreclosure for well over 24 months. Most mortgage violations will only allow for the defendant to avoid a summary judgment and delay the case. But ultimately if a borrower doesn’t actively work to modify or sell their home they will lose it to the bank.

Borrowers must be active participants in the process and not bury their heads in the sand. In almost all cases a homeowner who cannot pay their mortgage will either need to obtain a modification that works for them, or consider a negotiated way out of their property which includes a short sale or deed-in-lieu. Only very small percentages of borrowers who are looking for a loan modification actually receive a permanent modification that meets their needs. Therefore a short sale may be a better option for most borrowers. The advantage of a short sale is that it often allows a borrower to leave the home on their timeline, and in many cases to avoid owing any deficiency amount to the bank. Once a short sale has been completed, credit repair can often help homeowners get back on their feet and obtain new lines of credit in a reasonable period of time.

C2 Taser – Why Women And Men Love This Taser

When you think of a taser, most likely you will associate it with the police, but ordinary people can carry them also. Tasers are not considered a firearm, so are considered legal for civilian use. There are some states, cities, and countries that do ban them, so make sure they are legal where you live before making your purchase.

So what exactly does a taser do you might wonder. A taser is a hand-held weapon that delivers a jolt of electricity up to 50,000 volts up to 15 feet away. This allows you to keep a safe distance away from your attacker. The taser stuns the attacker which causes an uncontrollable contraction in the muscle tissue. The attacker becomes immobilized and falls to the ground.

When searching for a taser, do your research because there is many to choose from. Many women and even men prefer the C2 Taser. It offers an effective rate of almost 100%, so you can carry this in confidence that in case of an attack, you are prepared with a reliable defense. The C2 Taser shoots out two darts that are connected to 15 feet of wire, which carry 50,000 volts of electricity that can take down just about anyone no matter what size they are.

The C2 Taser can fend off an attacker from 15 feet of distance. If the attacker is in a close range, the C2 Taser will act as a contact stun. Some weapons require you to use on certain parts of the body, but the C2 Taser allows you to use on any part of the body, so when in a stressful situation you do not have to concentrate on an certain body part, you can more effectively fend for yourself by the C2 Taser working on any part of the attacker’s body. With an amazing rate of effectiveness, tasers are one of the most non-lethal self-defense weapons that you can own, which will stop the attacker as soon as the taser is used, even if the attacker has been using drugs or alcohol.

To promote responsible ownership and prevent misuse, the TASER C2 will
function only after the owner completes a background check. TASER C2 cartridges come with Anti-Felon ID tag and have a unique serial number and are equipped with Anti-Felon Identification tags to allow law enforcement to track potential misuse.
AFID tags are dispersed upon discharge.

Before purchasing a taser, educate yourself. If you are in the situation of an attack, will you actually use it? Some people might be scared to use it because they do not have the confidence of using it correctly. Using a taser can be a matter of you getting injured or defending yourself until the police arrive. Read up on the product and be aware of how to handle the weapon and how to work it. Tasers are portable and convenient and most importantly a life-saver. Make this investment by purchasing one and know that whenever in trouble, it is available to protect you.

Disestablishment of Paternity in Florida – The Facts

How does a disestablishment of paternity work in Florida? This article explains the rules for alleged fathers who find out they aren’t really the fathers.

Imagine a couple dating casually on and off. Both have multiple partners. The woman gets pregnant and cannot be sure who the father is, so she convinces the man with the best financial situation to sign a document that he is the father.

This means he is obliged to financially support his child, which can cost him up to $600 a month. Calculated over eighteen years, it means he totally must contribute $129,600. That’s a whole lot of money.

Three months later, he finds out that he actually isn’t the father. Now, the burden is on him to prove so. If he cannot do so, he remains obliged to financially support the child.

The 60 Vs. 90 Days Rule

If the alleged father realizes within 60 days of signing the document that he isn’t the father, he has a way out. He can rescind his acknowledgement quite easily.

If, however, he only realizes after 90 days that he isn’t the father, as in our opening example, things become more complicated and specific. In that case, Florida Statue 742.18 on the Disestablishment of Paternity governs.

Rules for Filing a Petition

In order to execute a disestablishment of paternity, the alleged father must file a petition with the court that states, among others, that there is new evidence about the actual paternity of the child. He must present scientific evidence that he is not the father, or if he doesn’t have access to such a test, he must ask the court to order a scientific test of the child’s paternity.

The father must also be current on his child support payments. He must not have married the mother, he must not have adopted the child, and he must not have signed an acknowledgement of paternity after learning that he actually was not the child’s father.

Furthermore, the child must not be conceived by artificial insemination while the alleged father was married to the mother, and the child must be younger than eighteen years old.